Loan Types

Our Lending Process

Each loan request is carefully reviewed and many factors are taken into consideration such as past credit history, length of time on credit accounts, amount of current outstanding credit, length of employment, in addition to credit score. Unlike most lenders, we don’t charge a higher rate on used vehicles; you get the same great rate whether you buy a new or used vehicle. We also offer payment protection which can make the payments if you are out of work due to an accident or illness. We rely on a thorough underwriting process; not just deciding based solely on credit score.  Loans may be repaid through payroll deduction, automatic ACH draft from another institution, through our website using your debit card, by sending us a check, or bringing in cash.  However it’s easiest for you to repay, we offer that solution!